CHIP Notice

The Department of Labor (DOL), through its Employee Benefits Security
Administration (EBSA), has released a new model Employer CHIP Notice with
information current as of Jan. 31, 2024.

As a reminder, the Children’s Health Insurance Program Reauthorization Act of
2009 (CHIPRA) imposes an annual notice requirement on employers that
maintain group health plans in states that provide premium assistance subsidies
under a Medicaid plan or a Children’s Health Insurance Plan (CHIP). An employer
can choose to provide the notice on its own or concurrent with the furnishing
of: Materials notifying the employee of health plan eligibility;
Materials provided to the employee in connection with an open season or
election process conducted under the plan; or The summary plan description (SPD).

Covered Employers
An employer is subject to this annual notice requirement if its group health plan
covers participants who reside in a state that provides a premium assistance
subsidy, regardless of the employer’s location.

The DOL’s model notice, which employers may use for this disclosure, is
updated periodically to reflect changes in the states that offer premium
assistance subsidies. The DOL’s model Employer CHIP Notice includes
information current as of Jan. 31, 2024. Employers could also choose to
prepare their own notices, or modify the model notice. Employers should be
sure to include at least the minimum relevant state contact information for any
employee residing in a state with premium assistance.

Feel free to cntact a member of Our Inspire Workforce team members for assistance with this notice.